James Hieu

Contributor

James Hieu is a financial strategist and educator who writes about personal finance and investment strategies. James’s content focuses on investment tips, economic forecasting, and financial planning, helping readers navigate complex financial topics. He is passionate about teaching financial literacy and volunteers to assist people with money management and investment decisions. Outside of work, James enjoys playing tennis and staying active. His expertise and dedication to financial education make him a trusted source for financial advice.

James Hieu latest articles

What is SR-22 in Virginia?

In Virginia, drivers convicted of certain driving offenses may need to provide an SR-22 certificate to the Department of Motor Vehicles (DMV). Although commonly called SR-22 insurance, this form is not an actual insurance policy. Instead, it is a document that verifies you have the minimum required insurance coverage for legal driving. For more severe […]

12/08/2024
All You Need to Know about Adhesion Insurance

You might not have encountered the term “adhesion contract” before, but it’s likely you’ve been involved in one. An adhesion contract is a written agreement where one party holds significantly more power than the other. A typical example is a credit card agreement: the issuing company usually dictates the terms, leaving the cardholder with little […]

09/08/2024
What are The Difference between Overdraft Fees and NSF Fees?

Anyone who has spent more than what’s available in their checking account may have encountered either an overdraft fee or a nonsufficient funds (NSF) fee. While these terms are often thought to be interchangeable, there are important distinctions between them. Let’s explore the key differences between overdraft and NSF fees and discuss strategies to avoid […]

01/08/2024
What Credit Card Allow You to Have a Co-Signer?

In the past, applying for a credit card with a co-signer—someone who agrees to share responsibility for the card’s charges—was a common strategy to increase your chances of approval. However, most major credit card issuers have phased out co-signer options, meaning you can no longer use a co-signer to build a positive credit history. That […]

30/07/2024

James Hieu

James Hieu latest articles

What is SR-22 in Virginia?

All You Need to Know about Adhesion Insurance

What are The Difference between Overdraft Fees and NSF Fees?

What Credit Card Allow You to Have a Co-Signer?